Home Platforms Zuck In DC: Facebook On Track To Ban Discriminatory Housing, Job And Credit Ads By Year’s End

Zuck In DC: Facebook On Track To Ban Discriminatory Housing, Job And Credit Ads By Year’s End

SHARE:

On the menu in Washington, DC, today: Mark Zuckerberg, served skewered and moderately grilled by House reps during a hearing on Facebook’s impact on the financial services and housing sectors.

Most of the questions he faced were skeptical queries about the potential pitfalls of Facebook’s attempted foray into cryptocurrency with Libra, which Rep. Brad Sherman, D-CA, facetiously referred to as “the Zuck buck.”

Zuckerberg confirmed that Facebook won’t launch anything Libra-related until it receives regulatory approval.

But lawmakers also interrogated Zuckerberg about Facebook’s efforts to prevent its algorithm and ad targeting options from enabling discrimination against legally protected classes.

Facebook recently settled with the ACLU, National Fair Housing Alliance (NFHA) and Department of Housing and Urban Development over allegations that advertisers could use Facebook’s ad system to exclude users by gender, age and ZIP code from seeing ads for employment, housing and credit-related products, which is illegal under federal law.

At one point, lawmakers explicitly asked Zuckerberg whether Facebook disallows discriminatory targeting and “redlining,” the racist practice dating back to the 1930s of denying would-be borrowers access to credit based on where they live.

And … he actually wasn’t sure, although he had a feeling that Facebook had already started blocking discriminatory ad targeting on its platform.

But after quickly conferring with his team, Zuck clarified: Turns out there’s still some work to do on preventing discrimination in ads on Facebook.

Although advertisers are no longer able to target by age, gender or ZIP, or by certain interest categories for housing, employment and credit opportunity ads, the ban hasn’t been instituted across the entire platform.

“We have implemented that change in the primary surface for buying ads on Facebook that covers 80% of the ads,” Zuckerberg said. “In the settlement there is a time frame to implement the other 20% by the end of the year, which we’re on track to do, but have not done yet.”

More specifically, as part of its settlement with the NFHA, Facebook pledged to create a separate flow for housing, employment and credit ads in Ads Manager by the end of September.

Subscribe

AdExchanger Daily

Get our editors’ roundup delivered to your inbox every weekday.

The move was necessary, although it raises an interesting question about how attractive Facebook will now be as an advertising platform for job boards, credit card companies, rental sites and the like.

The settlement also requires Facebook to create separate ad creation and audience selection tools within Facebook’s Marketing API for these types of ads, and a new Housing Search Portal that will allow users to search and view current housing ads regardless of whether they were in the audience selected by the advertisers; basically it’s a housing-specific version of Facebook’s Ad Library for political, election-related and issue ads.

Both the housing ads portal and new Marketing API flows must be finished by Dec. 31.

Despite being in the crosshairs, Zuckerberg took a brief moment during his congressional grilling to toot Facebook’s horn about its anti-discrimination policies.

“I don’t think any of the other internet platforms restrict the kind of targeting we do for these categories,” he said, “but I think doing so helps us uphold the principles of stopping discrimination.”

Must Read

Jamie Seltzer, global chief data and technology officer, Havas Media Network, speaks to AdExchanger at CES 2026.

CES 2026: What’s Real – And What’s BS – When It Comes To AI

Ad industry experts call out trends to watch in 2026 and separate the real AI use cases having an impact today from the AI hype they heard at CES.

New Startup Pinch AI Tackles The Growing Problem Of Ecommerce Return Scams

Fraud is eating into retail profits. A new startup called Pinch AI just launched with $5 million in funding to fight back.

Comic: Shopper Marketing Data

CPG Data Seller SPINS Moves Into Media With MikMak Acquisition

On Wednesday, retail and CPG data company SPINS added a new piece with its acquisition of MikMak, a click-to-buy ad tech and analytics startup that helps optimize their commerce media.

Privacy! Commerce! Connected TV! Read all about it. Subscribe to AdExchanger Newsletters

How Valvoline Shifted Marketing Gears When It Became A Pure-Play Retail Brand

Believe it or not, car oil change service company Valvoline is in the midst of a fascinating retail marketing transformation.

AdExchanger's Big Story podcast with journalistic insights on advertising, marketing and ad tech

The Big Story: Live From CES 2026

Agents, streamers and robots, oh my! Live from the C-Space campus at the Aria Casino in Las Vegas, our team breaks down the most interesting ad tech trends we saw at CES this year.

Monopoly Man looks on at the DOJ vs. Google ad tech antitrust trial (comic).

2025: The Year Google Lost In Court And Won Anyway

From afar, it looks like Google had a rough year in antitrust court. But zoom in a bit and it becomes clear that the past year went about as well as Google could have hoped for.